Know your Consumer Rights

At SMOLER LAW OFFICE, PC, we can help implementing consumer protection laws to resolve common consumer issues.   Common Business practices that have been considered “standard practice” are most often deemed illegal.   Consumers victimized by these practices can sustain serious financial and personal damage.

Common Examples of Illegal Practices

  • Unfair Debt Collections Practices/Harrassment– A debt collector is any person or company that uses any mode of communication, whether by phone or email, to attempt to collect debts for another party. Our firm focuses on helping consumers with many types of debt collection abuse and harassment, threats, lies, and confusing consumers over their rights under federal law.
  • Bankruptcy – In many circumstances, they will file a lawsuit, obtain a judgment, and garnish your wages or your bank account. We are a debt relief agency. We help people declare personal bankruptcy relief under the Bankruptcy Code.
  • Identity Theft– There are many possible credit report errors such as mixed credit file, a public record error, inaccurate collection amounts, inaccurate employment report, and identity theft.
  • Auto /Lemon Laws-Deceptive auto sales practices will defraud millions of new and used auto purchasers. Consumer products are not required to have warranties, but if one is given, it must comply with the Magnuson-Moss Act. Also, if your new car needs repeated repairs or it has been out of service for several days, it may be a lemon.

You need an attorney  concentrating in debt collection and FDCPA laws, and who have been protecting consumer rights for more than 35 combined years. Please contact us at (312) 332-9800 for a free case review to determine if your consumer rights were violated.